Nama : Ananto Dwicahyo
NPM : 10115651
Kelas : 4KA10
16. Speaker : he spent 5 hour knocking a door but he didn't sell a single magazine
Question : what does man say about harry
Answer : he sold no magazines
17. Speaker : the contractor set the repair was very expensive but he's didnt work done
Question : what this the women say about the repairs franks house
Answer : frank cannot afford the work on his house
18. Speaker : i should study but i was too tired
Question : what this the man say he did last night
Answer : he couldn’t study last night because he was very tired
19. Speaker : i understand he hasn't contur a movie in year
Question : what the women say about glorya
Answer : she hasn’t seen a movie for a long time
20. Speaker :his face turn bright red when the teacher asked him a question
Question : what the woman say about harry
Answer : he must been embarrassed
21. Speaker : hello i got CA8 I hope its by a window so that I can see the view
Question : what this conversation most probably take place
Answer : on a plane
22. Speaker : that’s right she taking sick leave
Question : what does woman say about jane
Answer : she is leaving her job temporarily for health reasons
23. Speaker : I finally had my annual review meeting with my boss couldn’t have gone better
Question : what does women mean
Answer : she is disappointed with the results
24. Speaker : he apologize for not announcing the test earlier
Question : what does the women say about the profesor
Answer : he said he was sorry that he had not announced the test sooner
25. Speaker : she said is leaving her job for good
Question : what does the man say about Stacey
Answer : she is not going to return to her job
Selasa, 16 Juli 2019
Minggu, 14 Juli 2019
TUGAS 4 SOFTSKILL B.INGGRIS BISNIS 2
Ananto Dwicahyo
10115651
4KA10
7. Speaker : So she did apply?
Question : What had the man assume about Karen?
Answer : (C) She was certain to be admitted.
8. Speaker : I ate wild berries at the picnic last week and I broke out in a rash.
Question : What does the woman say happened to her?
Answer : (C) She was allergic to the fruit she had eaten.
9. Speaker : Sure, W I T T N E R.
Question : How does the man say he spell his last name?
Answer : (B) Wittner.
10. Speaker : Sure, I could use the extra hours.
Question : What is the man probably going to do?
Answer : (D) Work when the woman was supposed to work.
11. Speaker : We won 3 lost 5 and tied twice.
Question : How many games does the man say his team tied?
Answer : (C) 2.
12. Speaker : She couldn't find the classroom until after the class had begun.
Question : What does the man say happened to Sally?
Answer : (B) She was late for class because she got lost.
13. Speaker : No, but it was certainly kind of her to send me flowers.
Question : What does the man say about the flowers?
Answer : (D) The man appreciated April's sending him flowers.
14. Speaker : He drove George's car from Georgia to New York without stopping to sleep.
Question : What does the woman mean?
Answer : (D) William didn't sleep at all on trip.
15. Speaker : You are people came that I had expected.
Question : What does the man say about attendance at the meeting?
Answer : (C) The man had expected more people to come to the meeting.
10115651
4KA10
Practice Test 1
(Listening Section)
(Listening Section)
7. Speaker : So she did apply?
Question : What had the man assume about Karen?
Answer : (C) She was certain to be admitted.
8. Speaker : I ate wild berries at the picnic last week and I broke out in a rash.
Question : What does the woman say happened to her?
Answer : (C) She was allergic to the fruit she had eaten.
9. Speaker : Sure, W I T T N E R.
Question : How does the man say he spell his last name?
Answer : (B) Wittner.
10. Speaker : Sure, I could use the extra hours.
Question : What is the man probably going to do?
Answer : (D) Work when the woman was supposed to work.
11. Speaker : We won 3 lost 5 and tied twice.
Question : How many games does the man say his team tied?
Answer : (C) 2.
12. Speaker : She couldn't find the classroom until after the class had begun.
Question : What does the man say happened to Sally?
Answer : (B) She was late for class because she got lost.
13. Speaker : No, but it was certainly kind of her to send me flowers.
Question : What does the man say about the flowers?
Answer : (D) The man appreciated April's sending him flowers.
14. Speaker : He drove George's car from Georgia to New York without stopping to sleep.
Question : What does the woman mean?
Answer : (D) William didn't sleep at all on trip.
15. Speaker : You are people came that I had expected.
Question : What does the man say about attendance at the meeting?
Answer : (C) The man had expected more people to come to the meeting.
Senin, 27 Mei 2019
TUGAS 3 SOFTSKILL B.INGGRIS BISNIS 2
Ananto Dwicahyo
4KA10
10115651
Unit 3
Problems
Recording 3.1
Call 1
A : Hello, I'm calling about my new television, the instructions are missing.
B : Sorry, they're laying very bad. Did you say instructions view in new video missing?
A : No no, for own new television.
Call 2
A : We can't find the remote control of our projector. Can you send us the one, please?
B : So, you want us to new projector?
A : No, not to projector, just remote control.
Call 3
A : Our coffee machine is broken. Can we order new one? It's the new model, the silver 542.
B : I'll write back down. So, the coffee machine model silver 942?
A : Sorry, no, it's 542.
Call 4
A : Thank you for calling online books. We can't deliver any books this week. we are sorry for the delay.
Call 5
A : I'm phoning about our order of drinking water.
B : Yes, it's there problem?
A : I'm afraid so. Your delivery is late again.
B : Oh, I'm sorry to hear that. Could you tell me when you place the order?
Rabu, 08 Mei 2019
Tugas Vclass 1 Sistem Informasi Perbankan (Postest)
a. Cek
Cek adalah sebagaimana diatur dalam KUHD termasuk cek dividen, cek perjalanan, cek cinderamata, dan jenis cek lainnya yang penggunaannya dalam kliring disetujui oleh Bank Indonesia.
b. Bilyet Giro
Bilyet giro adalah surat perintah dari nasabah kepada bank penyimpan dana untuk memindahbukukan sejumlah dana dari rekening yang bersangkutan kepada rekening pemegang yan disebutkan namanya.
c. Wesel bank Untuk Transfer (WBUT)
WBUT adalah wesel sebagaimana diatur dalam KUHD yang diterbitkan oleh bank khusus untuk sarana transfer.
d. Surat Bukti Penerimaan Transfer (SBPT)
SBPT adalah surat bukti penerimaan transfer dari luar kota yang dapat ditagihkan kepada bank peserta penerima dana transfer melalui kliring local.
e. Warkat Debit
Warkat debit adalah warkat yang digunakan untuk menagih dana pada bank lain untuk untung bank atau nasabah bank yang menyampaikan warkat tersebut.
- Warkat debet keluar, yaitu : warkat bank lain yang disetorkan oleh nasabah sendiri untuk keuntungan rekening nasabah yang bersangkutan. Contoh : Andi nasabah bank Permata Semarang menerima pembayaran dari Sigit nasasbah bank Niaga Semarang berupa cek. Cek tersebut disetorkan oleh Andi ke bank Permata, maka cek tersebut dapat dikatakan sebagai warkat debet keluar.
- Warkat debet masuk, yaitu : warkat yang diterima oleh suatu bank dari bank lain melalui B I atas warkat atau cek bank sendiri yang ditarik oleh nasabah sendiri dan atas beban nasabah yang bersangkutan.
f. Warkat Kredit
Warkat kredit adalah warkat yang digunakan untuk menyampaikan dana pada bank lain untuk untung bank atau nasabah bank yang menerima warkat tersebut.
- Warkat kredit keluar, yaitu : warkat dari nasabah sendiri untuk disetorkan kepada nasabah bank lain pada bank lain. Bank yang menyerahkan warkat tersebut akan mengkreditkan rekening giro BI dan mendebet giro nasabah.
- Warkat kredit masuk, yaitu : warkat yang diterima oleh suatu bank untuk keuntungan rekening nasabah bank tersebut. Bank yang menerima warkat tersebut akan mendebit rekening giro B I dan mengkredit giro nasabah.
Cek adalah sebagaimana diatur dalam KUHD termasuk cek dividen, cek perjalanan, cek cinderamata, dan jenis cek lainnya yang penggunaannya dalam kliring disetujui oleh Bank Indonesia.
b. Bilyet Giro
Bilyet giro adalah surat perintah dari nasabah kepada bank penyimpan dana untuk memindahbukukan sejumlah dana dari rekening yang bersangkutan kepada rekening pemegang yan disebutkan namanya.
c. Wesel bank Untuk Transfer (WBUT)
WBUT adalah wesel sebagaimana diatur dalam KUHD yang diterbitkan oleh bank khusus untuk sarana transfer.
d. Surat Bukti Penerimaan Transfer (SBPT)
SBPT adalah surat bukti penerimaan transfer dari luar kota yang dapat ditagihkan kepada bank peserta penerima dana transfer melalui kliring local.
e. Warkat Debit
Warkat debit adalah warkat yang digunakan untuk menagih dana pada bank lain untuk untung bank atau nasabah bank yang menyampaikan warkat tersebut.
- Warkat debet keluar, yaitu : warkat bank lain yang disetorkan oleh nasabah sendiri untuk keuntungan rekening nasabah yang bersangkutan. Contoh : Andi nasabah bank Permata Semarang menerima pembayaran dari Sigit nasasbah bank Niaga Semarang berupa cek. Cek tersebut disetorkan oleh Andi ke bank Permata, maka cek tersebut dapat dikatakan sebagai warkat debet keluar.
- Warkat debet masuk, yaitu : warkat yang diterima oleh suatu bank dari bank lain melalui B I atas warkat atau cek bank sendiri yang ditarik oleh nasabah sendiri dan atas beban nasabah yang bersangkutan.
f. Warkat Kredit
Warkat kredit adalah warkat yang digunakan untuk menyampaikan dana pada bank lain untuk untung bank atau nasabah bank yang menerima warkat tersebut.
- Warkat kredit keluar, yaitu : warkat dari nasabah sendiri untuk disetorkan kepada nasabah bank lain pada bank lain. Bank yang menyerahkan warkat tersebut akan mengkreditkan rekening giro BI dan mendebet giro nasabah.
- Warkat kredit masuk, yaitu : warkat yang diterima oleh suatu bank untuk keuntungan rekening nasabah bank tersebut. Bank yang menerima warkat tersebut akan mendebit rekening giro B I dan mengkredit giro nasabah.
Tugas Vclass 1 Sistem Informasi Perbankan (Pretest)
SEJARAH KLIRING
- 10 Sept ’81 : Kliring Lokal secara manual
- Awal 1990 : Kliring Lokal secara otomatis + bantuan mesin baca pilah (reader sorter) +/- 1000 warkat/menit.
- 18 Sept ’98 : Sistem Kliring Elektronik Jakarta (SKEJ) 8 Bank
- 18 Juni ’01 :SKEJ seluruh Jakarta
- 22 Juli ’05 : Sistem Kliring Nasional Bank Indonesia (SKNBI)
TUJUAN DAN MANFAAT KLIRING
- Tujuan dilaksanakan kliring oleh Bank Indonesia antara lain :
1. Memajukan dan memperlancar lalu lintas pembayaran giral
2. Perhitungan penyelesaian utang piutang dapat dilakukan dengan lebih mudah, aman dan efisien
3. Salah satu pelayanan bank kepada nasabah .
- Manfaat Kliring antara lain :
1. Bagi masyarakat, memberikan alternatif pembayaran (transfer of value) efektif dan efisien dan aman.
2. Bagi bank, merupakan salah satu advantage service kepada nasabah, menjadi fee based income.
3. Bagi Bank Sentral dapat secara cepat dan akurat mengetahui kondisi keuangan suatu bank maupun transaksi-transaksi yang terjadi di masyarakat.
ISTILAH-ISTILAH DALAM KLIRING
1. Tolakan kliring : tolakan atas warkat
2. Postdated Cheque : tanggal Cek/BG belum jatuh tempo (Titipan)
3. Cross Clearing : Penarikan cek melalui kliring atas beban dana yang diharapkan akan diterima penarik dari setoran cek bank lain
4. Call Money : pinjaman bagi bank yang kalah kliring (maks 7 hr).
- 10 Sept ’81 : Kliring Lokal secara manual
- Awal 1990 : Kliring Lokal secara otomatis + bantuan mesin baca pilah (reader sorter) +/- 1000 warkat/menit.
- 18 Sept ’98 : Sistem Kliring Elektronik Jakarta (SKEJ) 8 Bank
- 18 Juni ’01 :SKEJ seluruh Jakarta
- 22 Juli ’05 : Sistem Kliring Nasional Bank Indonesia (SKNBI)
TUJUAN DAN MANFAAT KLIRING
- Tujuan dilaksanakan kliring oleh Bank Indonesia antara lain :
1. Memajukan dan memperlancar lalu lintas pembayaran giral
2. Perhitungan penyelesaian utang piutang dapat dilakukan dengan lebih mudah, aman dan efisien
3. Salah satu pelayanan bank kepada nasabah .
- Manfaat Kliring antara lain :
1. Bagi masyarakat, memberikan alternatif pembayaran (transfer of value) efektif dan efisien dan aman.
2. Bagi bank, merupakan salah satu advantage service kepada nasabah, menjadi fee based income.
3. Bagi Bank Sentral dapat secara cepat dan akurat mengetahui kondisi keuangan suatu bank maupun transaksi-transaksi yang terjadi di masyarakat.
ISTILAH-ISTILAH DALAM KLIRING
1. Tolakan kliring : tolakan atas warkat
2. Postdated Cheque : tanggal Cek/BG belum jatuh tempo (Titipan)
3. Cross Clearing : Penarikan cek melalui kliring atas beban dana yang diharapkan akan diterima penarik dari setoran cek bank lain
4. Call Money : pinjaman bagi bank yang kalah kliring (maks 7 hr).
Selasa, 23 April 2019
TUGAS 2 SOFTSKILL B.INGGRIS BISNIS 2
Ananto Dwicahyo
10115651
4KA10
Exercise 11 : Subject-Verb Agreement
6. Your glasses were on the bureau last night.
Glasses : plural subject
Were : plural verb
7. There were some people at the meeting last night.
(There were + plural subject)
There were : plural
Some people : plural subject
8. The committee has already reached a decision.
The committee : singular subject (collective nouns)
Has : singular verb
9 . A pair of jeans was in the washing machine this morning.
A pair of jeans : singular
Was : singular verb
10. Each student has answered the first three questions.
Each : singular
Has : singular
11. Either John or his wife makes breakfast each morning.
(Either + noun + or + singular noun + singular verb)
His wife : singular noun
Makes : singular verb
12. After she had perused the material, the secretary decided that everything was in order.
(everything + singular noun)
Was : singular
13. The crowd at the basketball game was wild with excitement.
The crowd : singular (collective noun)
Was : singular verb
14. A pack of wild dogs has frightened all the ducks away.
A pack of wild dogs : singular (collective noun)
Has : singular verb
15. The jury is trying to reach a decision.
The jury : singular (collective noun)
Is : singular verb verb
16. The army has eliminated this section of the training test.
The army : singular (collective noun)
Has : singular verb
17. The number of students who have withdrawn from class this quarter is appalling.
(The number of + plural noun + singular verb)
Students : plural noun
Is : singular verb
18. There have been too many interruptions in this class.
(There have been + plural subject)
There have been : plural
Too many interruptions : plural subject
19. Evey elementary school teacher has to take this examination.
(Every + singular noun)
Every : singular
Has : singular
20. Neither Jill nor her parents have seen this movie before.
(Neither + noun + nor + plural noun + plural verb)
Her parents : plural noun
Have : plural verb
Exercise 12 : Pronouns
6. She and John gave the money to the boy.
She : subject pronouns (occur in the subject position of a sentence)
7. Your record is scratched and mine is too.
Your : possessive adjective (depend on noun)
Mine : possessive pronouns (the noun is understood from the context and isn’t repeated)
8. I hurt my leg.
My : possessive adjective (depend on noun)
9. John bought himself a new coat.
Himself : reflexive pronouns (the subject did the action alone) (himself = John)
10. We girls are going camping over the weekend.
We : subject pronouns (occur in the subject position of sentence)
11. Mr. Jones cut himself shaving.
Himself : reflexive pronouns (the subject did the action alone) (himself = Mr. Jones)
12. We like our new car very much.
Our : possessive adjective (depend on noun)
13. The dog bit her on the leg.
Her : complement pronouns (occur in complement position, whether a verb or peposition)
14. John himself went to the meeting.
Himself : reflexive pronouns (the subject did the action alone) (himself = John)
15. You’ll stick yourself with the pins if you are not careful.
Yourself : reflexive pronouns (the subject did the action alone) (yourself = you)
16. Mary and I would rather go to the movies.
I : subject pronouns (occur in the subject position of a sentence)
17. Everyone has to do their own research.
Their : possessive adjective (depend on noun)
18. Just between you and me, I don’t like this food.
Me : complement pronouns (occur in complement position, whether a verb or peposition)
19. Monday is a holiday for us teacher.
Us : complement pronouns (occur in complement position
20. Her car does not go as fast as ours.
Her : possessive adjective (depend on noun)
Ours : possessive pronouns (the noun is understood from the context and isn’t repeated)
10115651
4KA10
Exercise 11 : Subject-Verb Agreement
6. Your glasses were on the bureau last night.
Glasses : plural subject
Were : plural verb
7. There were some people at the meeting last night.
(There were + plural subject)
There were : plural
Some people : plural subject
8. The committee has already reached a decision.
The committee : singular subject (collective nouns)
Has : singular verb
9 . A pair of jeans was in the washing machine this morning.
A pair of jeans : singular
Was : singular verb
10. Each student has answered the first three questions.
Each : singular
Has : singular
11. Either John or his wife makes breakfast each morning.
(Either + noun + or + singular noun + singular verb)
His wife : singular noun
Makes : singular verb
12. After she had perused the material, the secretary decided that everything was in order.
(everything + singular noun)
Was : singular
13. The crowd at the basketball game was wild with excitement.
The crowd : singular (collective noun)
Was : singular verb
14. A pack of wild dogs has frightened all the ducks away.
A pack of wild dogs : singular (collective noun)
Has : singular verb
15. The jury is trying to reach a decision.
The jury : singular (collective noun)
Is : singular verb verb
16. The army has eliminated this section of the training test.
The army : singular (collective noun)
Has : singular verb
17. The number of students who have withdrawn from class this quarter is appalling.
(The number of + plural noun + singular verb)
Students : plural noun
Is : singular verb
18. There have been too many interruptions in this class.
(There have been + plural subject)
There have been : plural
Too many interruptions : plural subject
19. Evey elementary school teacher has to take this examination.
(Every + singular noun)
Every : singular
Has : singular
20. Neither Jill nor her parents have seen this movie before.
(Neither + noun + nor + plural noun + plural verb)
Her parents : plural noun
Have : plural verb
Exercise 12 : Pronouns
6. She and John gave the money to the boy.
She : subject pronouns (occur in the subject position of a sentence)
7. Your record is scratched and mine is too.
Your : possessive adjective (depend on noun)
Mine : possessive pronouns (the noun is understood from the context and isn’t repeated)
8. I hurt my leg.
My : possessive adjective (depend on noun)
9. John bought himself a new coat.
Himself : reflexive pronouns (the subject did the action alone) (himself = John)
10. We girls are going camping over the weekend.
We : subject pronouns (occur in the subject position of sentence)
11. Mr. Jones cut himself shaving.
Himself : reflexive pronouns (the subject did the action alone) (himself = Mr. Jones)
12. We like our new car very much.
Our : possessive adjective (depend on noun)
13. The dog bit her on the leg.
Her : complement pronouns (occur in complement position, whether a verb or peposition)
14. John himself went to the meeting.
Himself : reflexive pronouns (the subject did the action alone) (himself = John)
15. You’ll stick yourself with the pins if you are not careful.
Yourself : reflexive pronouns (the subject did the action alone) (yourself = you)
16. Mary and I would rather go to the movies.
I : subject pronouns (occur in the subject position of a sentence)
17. Everyone has to do their own research.
Their : possessive adjective (depend on noun)
18. Just between you and me, I don’t like this food.
Me : complement pronouns (occur in complement position, whether a verb or peposition)
19. Monday is a holiday for us teacher.
Us : complement pronouns (occur in complement position
20. Her car does not go as fast as ours.
Her : possessive adjective (depend on noun)
Ours : possessive pronouns (the noun is understood from the context and isn’t repeated)
Minggu, 24 Maret 2019
TUGAS 1 SOFTSKILL B.INGGRIS BISNIS 2
Ananto Dwicahyo
10115651
4KA10
Exercise 1 : Subject, Verb, Complement, and Modifer
1. George is cooking dinner tonight.
George : Subject
Is cooking : Verb phrase
Dinner : Complement
Tonight : Modifier of time
2. Henry and Marcia have visited the president.
Henry and Marcia : Subject
Have visited : Verb phrase
The president : Complement
3.We can eat lunch in this restaurant today.
We : Subject
can eat : Verb
lunch : Complement
in this restaurant : Modifier of place
today : Modifier of time
4. Pat should have bought gasoline yesterday.
Pat : Subject
should have bought : Verb
gasoline : Complement
yesterday : Modifier of time
5. Trees grow.
Trees : Subject
grow : Verb
6. It was raining at seven o'clock this morning.
It : Subject
was raining : Verb
at seven o'clock this morning : Modifier of time
7. She opened a checking account at the bank last week.
She : Subject
opened : Verb
a checking account : Complement
at the bank : Modifier of place
last week : Modifier of time
8. Harry is washing dishes right now.
Harry : Subject
is washing : Verb
dishes : Complement
right now : Modifier of time
9. She opened her book.
She : Subject
opened : Verb
her book : Complement
10. Paul, william and Marry were watching television a few minutes ago
Paul, william and Marry : Subject
were watching : Verb
television : Complement
a few minutes ago : Modifier of time
Exercise 10 : Subject-Verb Agreement
1. John, along with twenty friends, (is/are) planning a party.
John : Singular subject
is : Singular verb
2. The Picture of soldiers (bring/brings) back many memories.
The picture : singular
brings : singular
3. The quality of these recordings (is/are) not very good.
The quality : singular
is : singular
4. If the duties of these officers ( isn't/aren't) reduced, there will not be enough tome to finish the project
If the duties : Plural
aren't : Plural
5.The effects of cigarette smoking (have/has) heen proven to be extremely harmful
The effects : Plural
have : Plural
6. The use of credit cards in place of cash (have/has) increased rapidly in recent years.
The use : singular
has : singular
7. Advertisements on television (is/are) booming more competitive than ever before.
Advertisements :Plural
are :are
8. Living expenses in this country, as well as in many others (is/are) at an all-time high.
Living expenses :singular
is :singular
9. Mr.Jones, accompanied by several members of committee, (have/has) proposed some changes pf the rules
Mr.Jones : singular
has : singular
10. The levels of intoxication (vary/varies) from subject to subject.
The levels : Plural
vary : Plural
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